Secure your future with savings circles.

Reach your goals faster with our digital rotating savings circles, you also earn up to 20% interest per annum and get moving toward a brighter future!

Create an account

Instant microcredit for micro-businesses in Africa.

Access burden-free and short-term microcredit powered by ROSCA to quickly scale your micro-enterprises without hassles.

Get started

Your money is safe with us at bank level security.

We are committed to protecting your account with the highest standards of security available. We work with CBN licenced and NDIC insured financial institution to offer a regulated service. Our payment processors are PADSS and PCIDSS compliant.

Rotating Savings

Save with group of friends or relatives to help you reach target faster. You can also save with people you don't know but share common goals in a circle.

Locked Savings

You can lock your money in a package and get your interest instantly as a cash back while you withdraw the full amount on the stipulated date.

Target Savings

Set a target and meet it faster with timely reminder and automated scheduled savings that could be daily, weekly or monthly.

For offline
micro-businesses
(mom & pop shops)

Are you a micro-trader operating a mom-and-pop shop and in need of microcredit?

  • Dial *284*21# to get started
  • No internet
  • No collateral
  • No bank statement
  • Short term microcredit
  • Powered by your community

Learn more

For online small & medium businesses

Are you an SME with a proven business and seeking a community to save and access credit?

  • Create an account
  • Complete KYC
  • Become a member
  • Find a rotating savings group
  • Join, start saving and access credit by turn

Learn more

Hear from our happy users.

Since launch in October 2021, we have onboarded and served over 20,000 customers in Nigeria with over ₦600,000,000 paid out to savers in over 1,000 group savings circles.

Preachon Glory

This the best app I have ever seen and come across.

Agboola Stephen

I love how they prioritise their customers and give a good customer support via call, I believe this ensure more credibility to them. I hope they kept this up. I love the app features. 5 stars.

Pearl Allison

Impressive UI. I've been in four àjọ groups and I've made full withdrawals from all with no issues. So I'm joining the next four this week. I like the liberty of payment plans.

Austin Austin

Everything about this app is almost perfect especially their customer service is wonderful ... kudos to them 👍.

Umar Abubakar

This is the most awesome and fantastic piggybank available in the playstore. They're transparent with gorgeous user friendly interface. I love it and recommend it.

Michael Smith

Awesome. you better save with Tyms Africa, very real and reliable.

Yemi Adebo

Great app... for those looking to save, tyms is recommended. Great support system.

Jacobs Ewanbor

An excellent app with best customer services. Keep up the good works.

Daniel Ochem

Amazing, great features and quite super sweet services... 😍

Caleb Agu

Actually the best savings platform, not just savings I buy airtime and pay bills swiftly, I get paid my Ajo money on due date, and even watch the money in my kolo grow, weldon guys.

Akidele Seye

I got my contribution promptly when it was my turn...best contribution app.

Preachon Glory

This the best app I have ever seen and come across.

Agboola Stephen

I love how they prioritise their customers and give a good customer support via call, I believe this ensure more credibility to them. I hope they kept this up. I love the app features. 5 stars.

BACKED AND ACCELERATED BY

Tyms Africa Markets

Visit your regional site for more relevant information about features available in your country.

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